Pension Credit. Are you missing out on extra cash?

Are you missing out on extra cash?


Did you know that up to 850,000 families entitled to Pension Credit have not claimed it?

It only takes a few minutes to make sure you’re getting all you’re entitled to.

Sefton@Work is encouraging pensioners in Sefton to find out about the Pension Credit they may be missing out on.

Pension Credit means that people need not live on less than £182.60 a week for single people or £278.70 for couples. On top of that, people might also get help with housing costs, council tax and if you are over 75, a free TV licence.

What’s more, if they have reached State Pension Age before 6 April 2016 they may be entitled to extra money if they have made some provision towards their retirement such as savings or a private pension. This is called the Savings Credit and could be up to £14.48 for a single person or £16.20 for a couple.

A spokesperson said,  “I can’t stress enough the difference a friend or relative can make by doing a bit of research and talking to older relatives about what help is available.”

Lots of people could be missing out on Pension Credit because they wrongly think it isn’t meant for them. You might still get extra money even if you own your own home or have some savings.

Take a look at the online calculator on GOV.UK to find out what you might get. Claims can be made online at or by calling the Freephone Pension Credit claim line on 0800 99 1234.


You can also find useful information about pension credit on the Citizens Advice Bureau website here Check if you can get pension credit

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